Deal or no deal?

Image courtesy of Stuart Miles from

Image courtesy of Stuart Miles from

If you have elected to get your life insurance coverage through your employer, please take a closer look.  Generally the benefits offered by your employer are a good deal but life insurance may be a different story. 

Carefully look at the amount of coverage to make sure it is adequate to cover your dependents in the event of your death.  Chances are the coverage is much too low.  Typically the standard coverage recommended is 10 times your gross annual income.  If you don’t have enough you should seek additional insurance.

Another point to watch of course, is the cost of that coverage.  In many cases the insurance from your employer is much more expensive per thousand than traditional term insurance.  So be sure to price it out and make sure you’re getting the best DEAL!

Do you have adequate life insurance coverage?  Click like!


Where are your eggs? Asset Allocation Webinar

Just in case you missed it, here is a copy of our webinar from Thursday, January 15, 2015, “Where are your eggs?  Asset Allocation”.

Join us this coming Thursday at 7:30pm EST on January 22, 2015 for a very informative webinar entitled “Taxes; The Good, The Bad and The Ugly” with our friend Kim Landry, CPA!  If you have tax questions you would like answered, please send them in to and we will do our best to include them.

If you haven’t already, sign up to get an invite to the webinars on our website.  We hope you can join us!


No, I won’t be quiet! The library is a great source of FREE entertainment!

Shhh Stock Photo by photostock from freedigitalphotos.netYour local library can be a remarkable resource for all kinds of savings for your family.  The obvious is all the books they have, but did you know that if you can’t find what you need at the library you can get an “interlibrary loan” so you don’t have to go out and buy the book.  There are also on-line books and audios that you can borrow right from home without going into the library.  The library also has movies to borrow which can eliminate any DVD or Blue Ray rental fees.  Do you like to go to museums?  Many libraries have free passes to borrow, which can be a big saver!  Enjoy some FREE time with your family this weekend, visit your local library!

Photo credit: Shhh Stock Photo by photostock from