Home sweet work

April 22, 2015 by
Image courtesy of photostock at freedigitalphotos.net

Image courtesy of photostock at freedigitalphotos.net

Want to start a business but need to be close to home?  Why not start one at home?  Thousands of businesses are run out of homes everyday which would be perfect for stay at home parents or adult caregivers.  Here are some business ideas to work from home sweet home:

  1. Medical Billing or Transcription
  2. Accounting services
  3. Child care
  4. Gift Baskets
  5. Virtual Assistant
  6. E-Books

There are many benefits to working at home.  How does, no commute, flexible hours, low overhead and start up costs sound?  Pretty darn good.  Work is a great way to exercise your mind and support your family.  We challenge you to investigate an at home business that interests you today!  Carpe diem!

Please share this post with others who may benefit from an at home business.

Can you share some other home based business ideas in the comment section for our readers?

Filed Under: Business Boost Tagged With: , , , , , ,

Launching…Super Simple Spreads

April 21, 2015 by

Bull VS. BearAre you a new options trader or an experienced trader who would like simple effective strategies that require very little attention?  Super Simple Spreads program can solve many of the challenges that most options traders face, simply.  The program will demonstrate four simple proven strategies which will change your perception about high probability trading.  The strategies are:

  • The Bull
  • The Bear
  • The Bull VS. Bear
  • The Vcondor

This program was created by international options coach, John Locke, SMB’s #1 Options Trader.  Andrew Falde recently interviewed John Locke regarding Super Simple Spreads and his rise to top Options Trader.  Listen to the podcast for some great information.

Click here for a brief introduction video to the program by Seth Freudberg, Director of the SMB Options Trading Desk.   Ask John questions on a free live webinar this Thursday, April 23, 2015 at 4:30 PM Eastern, the day of the program launch!  In the webinar you will learn why John Locke trades super simple options spreads in addition to complex strategies… and why you should to.

Lots of ways to join, no reason not to!  Check it out!  Click like if you will be joining the webinar on Thursday.

Filed Under: Stock Market Tagged With: , , , , , , , , , ,

Entertainment for free

April 20, 2015 by
Spotlight Joy Represents Stage Lights

Image courtesy of Stuart Miles from www.freedigitalphotos.net

We teach that while you are paying off debt you can not spend money on anything other than what is in your spending plan for your necessities.  Have you been sacrificing and working to pay off your debt without any reward?  If you have, you could be close to the breaking point.  You need to get out and have some fun without spending anything.  What do you do?

Volunteer your time.  Here are some ideas of things you can do to get out and be entertained:

  • Offer to usher for some shows.  In exchange for your services you get to watch the show.
  • Coach others in a sport you love and have some time on the field.
  • Chaperone some field or camping trips at places you think are great.
  • Assist an art instructor in a medium you like and would like to learn more.

We bet you will find you get far more than entertainment.  Try sites like www.volunteermatch.org and the opportunities go on and on.

Please comment on other volunteer opportunities available that can provide some entertainment value.

 

 

Filed Under: Money Management Tagged With: , , , , , , , ,

The almighty Google has spoken

April 17, 2015 by
Man looking through binoculars at .com

Image courtesy of imagerymajestic at freedigitalphotos.net

It is not that important where you went to school, what your grades were or even if you know how to do the job, according to Laslo Bock, Head of HR for Google.  They are only indicators.  It really boils down to your resume.

The interesting article is titled “Google’s Head of HR: It Doesn’t Matter Where Candidates Went to College” on Entrepreneur’s website.  There are however four key qualities that Google seeks when hiring:

1.  Cognitive ability, or basic problem-solving skills

2.  Emergent leadership, meaning a willingness to step up and back as needed

3.  “Googleyness” — the company’s term for a cultural fit

4.  Intellectual humility

Many applicants have tried gimmicky strategies to get noticed but really, Bock says, “Just put your best work on your resume and we’ll take a look at it.”

Google has been named the “best place in the world to work” by GPTW.  Do you feel you work at the best place in the world?  If so, please comment about your workplace.

Filed Under: Career Development Tagged With: , , , , , ,

The old switcheroo

April 16, 2015 by
Swapping for a higher priced property

Image courtesy of Stuart Miles at freedigitalphotos.net

Since today is the day after US income taxes are due, now is a good time to remember it is never too early to plan your tax strategy.  If you are investing in real estate you need a good CPA and to be familiar with section 1031 of the IRS code.

We are not tax professionals, so always consult your trusted CPA to provide the nitty gritty of the rules, but this opportunity applies to like kind exchanges of property.  Section 1031 allows you to postpone paying tax on the gain if you sell a property and reinvest the proceeds in a similar, higher priced property.  Remember, it is not tax free but tax deferred.

There are time limits on taking advantage of a 1031 exchange.  First, you must identify potential replacement properties within 45 days from the date you sell the relinquished property.  Second, the replacement property must be received and exchanged within a specified amount of time.

This is a great opportunity for a real estate investor to keep rolling proceeds forward into more expensive properties without immediate tax consequences.  Your net worth will soar!

Have you taken advantage of a 1031 exchange?  If so, please comment your experiences here!

 

Filed Under: Real Estate Tagged With: , , , , , , , ,

Investing is for everyone

April 14, 2015 by
Image courtesy of Stuart Miles at freedigitalphotos.net

Image courtesy of Stuart Miles at freedigitalphotos.net

How do you teach your children or even yourself to be financially prepared for life?  Can you count on social security or pensions to carry you through your golden years?  Unfortunately, no one has a crystal ball to see into the future, but historically speaking there have only been decreases in the amount of support from these sources.  So how do you ensure a secure financial future?  Make your money work for you by investing.

It does not matter if it is individual stocks, mutual funds, options, REITs, ETFs, IRA, ROTH, 401k, TSP, etc.  Each person should have a portion of their portfolio invested in the stock market and discover the amazing effects of compound interest.  At today’s interest rates at the bank with money markets hovering at 1%, it is an impossibility to get your money to grow.

If you aren’t investing yet, get curious, start learning about the stock market, and teach your children to ensure both your futures.  Of course, make sure you are debt free except for your home loan before you start investing.  Then learn all you can and reap the rewards!

Click like if you are currently investing in the stock market.

Filed Under: Money Management, Stock Market Tagged With: , , , , , , , , , ,

Are you paying unnecessary fees?

April 13, 2015 by
Image courtesy of Mister GC at freedigital photos.net

Image courtesy of Mister GC at freedigital photos.net

Pull out your bank statements.  Go ahead, go get them.  Are there any fees?  If there are find the best account for your banking habits that DOES NOT charge fees.

We are not talking about bounced check fees.  If you are a check bouncer, shame on you, you deserve to pay whatever fee they charge you.  If you have bounced a check by “accident”, get some overdraft protection.  Bouncing checks is serious and everything should be done to avoid that ever happening again.

Statement fees and most ATM fees are unnecessary.  There are plenty of different types of accounts available that don’t have these fees.  A bank account representative should be able to review your banking habits and recommend an account to avoid these fees.  Sometimes, credit unions are a great option.

Please give your bank a recommendation in the comments section if they DO NOT charge you any banking fees.

 

Filed Under: Money Management Tagged With: , , , , , ,

Transition time! From school to work

April 10, 2015 by
Image courtesy of imagerymajestic at freedigitalphotos.net

Image courtesy of imagerymajestic at freedigitalphotos.net

For most of us the transition from student to worker is quite an adjustment.  Instead of hanging out with classmates all day and night, you will be taking a walk out of your comfort zone into the work place with a bunch of new people who most likely will have been working in that field for a long time.  They know the ropes.

One of the fastest ways to get familiar with your duties is to find a mentor.  Even though you spent years in school learning the theory of your work, there is a lot more to learn on the job.  Continue to be a student and soak up as much as you can by those who are top in the field.

Healthy work habits can help you excel as well.  Most companies have regular work hours, so staying up late as you might have done when you were in school might make it difficult for you to be productive.  Eat well, exercise, get enough sleep and find a healthy work life balance at the beginning of your career so the next 40 plus years are happy ones.

What were some of the challenges when you transitioned from school to work?

Filed Under: Career Development Tagged With: , , , , , ,

How to get a handle on your insurance coverage

April 9, 2015 by

There were tons of great tips from super sales representative Rachel Foley from Liberty Mutual Insurance last Thursday on our monthly webinar.  One of which was to require residents that live in your investment property to have a renter’s insurance policy.  Having this type of insurance protects the resident AND the landlord.

Of course there was more info on auto, home, umbrella and life insurance as well.  There is something for everyone.  Listen in for the details!

Please share with others who can benefit from this information and click like if you found it informative.

 

Filed Under: Money Management, Real Estate, Webinar Tagged With: , , , , , , , , , , ,